煮沸したミルクの脂肪分を凝固・分離させて得られるモンゴルの伝統的な乳製品。クリームとバターの中間の濃厚さで、クロテッドクリームのようなもの。 This banking model plays an integral job in empowering people who may possibly otherwise have confined access to banking services. Having a kiosk in the village or neighborhood makes it simpler to deposit personal savings, pay bills, or transfer ... https://diigo.com/0107mvp